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Overview

China Eximbank contributes to $3.5 billion USD syndicated loan to Qatar National Bank for refinancing purposes

Commitments (Constant USD, 2023)$103,173,382
Commitment Year2020Country of ActivityQatarDirect Recipient Country of IncorporationQatarSectorBanking And Financial ServicesFlow TypeLoan

Status

Project lifecycle

Pipeline: Commitment

Pipeline: PledgePipeline: CommitmentImplementationCompletion

Timeline

Key dates

Commitment date
Nov 28, 2020

Stakeholders

Organizations involved in projects and activities supported by financial and in-kind transfers from Chinese government and state-owned entities

Ultimate beneficial owners

At least 25% host country ownership

Funding agencies

State-owned Policy Banks

  • Export-Import Bank of China (China Eximbank)

Cofinancing agencies

Private Sector

  • Afrasia Bank Limited
  • Bank of America Corporation
  • Bank of New York Mellon Corporation (BNY Mellon)
  • Barclays Bank PLC
  • Chang Hwa Commercial Bank Limited
  • Citigroup Inc.
  • DBS Bank Ltd.
  • Deutsche Bank AG
  • First Commercial Bank Limited
  • Gunma Bank
  • HSBC Bank PLC
  • Hua Nan Commercial Bank, Ltd. (HNCB)
  • ING Group N.V.
  • Intesa Sanpaolo S.P.A. (formerly Cariplo/Banca Intesa/BCI)
  • JPMorgan Chase Bank, N.A. (Chase Bank, formerly the Chase Manhattan Bank)
  • Malayan Banking Berhad (Maybank)
  • Mega International Commercial Bank Co., Ltd. (formerly International Commercial Bank of China)
  • Mizuho Bank, Ltd.
  • Morgan Stanley
  • MUFG Bank, Ltd. (Formerly Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU))
  • SBI Shinsei Bank, Limited
  • Standard Chartered Bank PLC
  • Sumitomo Mitsui Banking Corporation (SMBC)
  • Taipei Fubon Commercial Bank Co., Ltd. (Taipei Fubon Bank)
  • Taishin International Bank (Taishin Bank)
  • Taiwan Business Bank (TBB)
  • The Hyakugo Bank, Ltd.
  • The Joyo Bank, Ltd.
  • United Overseas Bank Limited (UOB)

State-owned Banks

  • Bank of India Limited (BOI)
  • Export-Import Bank of the Republic of China, Taipei
  • Korea Development Bank (KDB)
  • State Bank of India (SBI)
  • Taiwan Cooperative Bank

Receiving agencies

State-owned Banks

  • Qatar National Bank Q.P.S.C. (QNB)

Loan description

November 2020 $3.5 billion USD syndicated loan from China Eximbank to Qatar National Bank for refinancing purposes

Interest rate (t₀)1.20738%Interest typeVariable Interest RateMaturity4 years

Narrative

Full Description

Project narrative

In or around November 28, 2020, a syndicate of 35 banks — including the Export-Import Bank of China — entered into a $3.5 billion USD syndicated unsecured term loan facility agreement with Qatar National Bank Q.P.S.C. (QNB) — a Qatari multinational commercial bank headquartered in Doha, Qatar owned by the Qatar Investment Authority (QIA) (50% stake) and by members of the public (via the Qatar Stock Exchange) (50% stake) — for refinancing purposes. This loan was divided into two tranches: a $2 billion USD tranche known as 'Tranche A' with a maturity period of three years and an interest rate of LIBOR plus a margin of 80 basis points (bps) and a $1.5 billion USD tranche known as 'Tranche B' with a maturity period of five years and an interest rate of LIBOR plus a margin of 110 bps. The proceeds were to be used by the borrower to refinance a $3.5 billion USD loan signed in 2017 and due in December 2020. In addition to China Eximbank, the following lenders contributed to the loan syndicate: Bank of America, Barclays Bank Plc, HSBC Bank, Malayan Banking Berhad (Maybank), Mizuho Bank, MUFG Bank, Ltd., Standard Chartered Bank plc, Sumitomo Mitsui Banking Corporation (SMBC), United Overseas Bank Limited (UOB), JPMorgan Chase Bank, N.A., Intesa Sanpaolo S.P.A., Citigroup, ING Group N.V., Korea Development Bank (KDB), State Bank of India (SBI), DBS Bank, Deutsche Bank AG, Bank of New York Mellon (BNY Mellon), Bank of India, Morgan Stanley, Taipei Fubon Commercial Bank, Mega International Commercial Bank, Hua Nan Commercial Bank (HNCB), Shinsei Bank, Chang Hwa Commercial Bank Limited, First Commercial Bank Limited, Taishin International Bank, Taiwan Business Bank (TBB), Taiwan Cooperative Bank, AfrAsia Bank Limited, The Joyo Bank, the Export-Import Bank of the Republic of China, Gunma Bank, and The Hyakugo Bank, Ltd.. Bank of America, Barclays Bank, HSBC, Maybank, Mizuho Bank, MUFG Bank, Standard Chartered Bank, SMBC, and UOB served as underwriters. JPMorgan Chase Bank and Intesa Sanpaolo served as initial mandated lead arrangers. Mizuho served as facility agent. HSBC served as documentation coordinator. Citigroup, ING Group, KDB, and China Eximbank served as senior mandated lead arrangers. SBI, DBS Bank, Deutsche Bank, BNY Mellon, and Bank of India served as mandated lead arrangers. Morgan Stanley and Taipei Fubon Commercial Bank served as lead arrangers. Mega International Commercial Bank, HNCB, Shinsei Bank, Chang Hwa Commercial Bank, First Commercial Bank , Taishin International Bank, TBB, Taiwan Cooperative Bank, AfrAsia Bank, Joyo Bank, the Export-Import Bank of the Republic of China, Gunma Bank, and Hyakugo Bank served as arrangers.

Staff comments

1. The individual contributions of the 35 lenders to this $3.5 billion USD syndicated loan facility are unknown, nor it is known how the lenders contributed to the both tranche. For the time, AidData has assumed each lender contributed to each tranche. Therefore, to estimate China Eximbank's contributions, AidData has assumed that each lender contributed equally ($100,000,000 USD) to the loan syndicate. 2. As it is unclear how much China Eximbank contributed to each tranche, assuming they did contribute to each tranche, AidData has taken the average of the maturity periods {[(3 + 5) / 2] = 4} and the average of the interest rate margin and used it to code the margin of interest rate {[(80 + 110) / 2] = 95 bps} to feed into the interest rate.