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Overview

Bank of China provides a £96 million GBP loan to finance the purchase of two new Airbus A321neo aircraft via JOLCO by Jet2

Commitments (Constant USD, 2023)$119,327,441
Commitment Year2023Country of ActivityUnited KingdomDirect Recipient Country of IncorporationJapanOverseas JurisdictionUnited KingdomSectorTransport And StorageFlow TypeLoan

Status

Project lifecycle

Completion

Pipeline: PledgePipeline: CommitmentImplementationCompletion

Timeline

Key dates

Commitment date
Jun 27, 2023
Start (actual)
Jul 12, 2023
End (actual)
Oct 1, 2023

Geospatial footprint

Map overview

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The purpose of this project was for Bank of China to provide a £96 million GBP loan to finance the purchase of two new Airbus A321neo aircraft via JOLCO by Jet2. More detailed locational information can be found at: https://www.openstreetmap.org/relation/11519546, https://www.openstreetmap.org/relation/1758897, https://www.openstreetmap.org/relation/16170607

Stakeholders

Organizations involved in projects and activities supported by financial and in-kind transfers from Chinese government and state-owned entities

Funding agencies

State-owned Commercial Banks

  • Bank of China (BOC)

Receiving agencies

Joint Venture/Special Purpose Vehicles

  • NBB Bolton Lease Co., Ltd.
  • NBB Worcester Lease Co., Ltd.

Implementing agencies

Private Sector

  • Airbus SE (formerly European Aeronautic Defence and Space Company N.V., Airbus Group NV, and Airbus Group SE)

Collateral providers

Joint Venture/Special Purpose Vehicles

  • NBB Bolton Lease Co., Ltd.
  • NBB Worcester Lease Co., Ltd.

Private Sector

  • Jet2 plc (formerly Dart Group plc)

Security / collateral agents

State-owned Commercial Banks

  • Bank of China (BOC)

Loan description

Bank of China provides a £96 million GBP loan to finance the purchase of two new Airbus A321neo aircraft via JOLCO by Jet2

Interest typeUnknown

Collateral

This loan was secured by (i.e. collateralized against), among other things an assignment of security related to the A321-251NX aircraft (MSN No. 11489) including insurance policies and requisition proceeds and an assignment of security related to the A321-251NX aircraft (MSN No. 11564) including insurance policies and requisition proceeds charged by Jet2 plc to NBB Worcester Lease Co., Ltd. and NBB Bolton Lease Co., Ltd. respectively, which was then charged to Bank of China.

Narrative

Full Description

Project narrative

On June 27, 2023, the London Branch of the Bank of China (BOC) received a finance mandate from Jet2 plc — a British multinational airline company based in Leeds, England — to provide a £96 million GBP loan to finance the purchase of two new Airbus A321neo aircraft on order from Airbus via a Japanese operating lease with call option (JOLCO) transaction. NBB Worcester Lease Co., Ltd. — a Japan-incorporated special purpose vehicle (SPV) owned by Japanese investors — entered into an aircraft lease agreement on June 27, 2023 with Jet2 plc (as lessee), secured via a July 3, 2023 deed by an assignment of security related to the A321-251NX aircraft (MSN No. 11489) including insurance policies and requisition proceeds. NBB Bolton Lease Co., Ltd. — a Japan-incorporated SPV owned by Japanese investors — entered into an aircraft lease agreement on July 13, 2023 with Jet2 plc (as lessee), secured via a July 20, 2023 deed by an assignment of security related to the A321-251NX aircraft (MSN No. 11564) including insurance policies and requisition proceeds. BOC entered into the £96 million GBP loan agreement(s) with NBB Worcester Lease Co., Ltd. and NBB Bolton Lease Co., Ltd., which among other things, assigned Jet2's collateral to BOC. BOC London Branch served as sole arranger, facility, and security trustee, while BBAM Aircraft Leasing & Management was the equity arranger. Financial close was achieved on July 12, 2023, with first aircraft was delivered around that The second was scheduled to be delivered later in summer 2023, and had been delivered prior to October 2023.

Staff comments

1. A Japanese Operating Lease with Call Option financing (JOLCO) is a type of financing arrangement commonly used in the aviation and shipping industries. It involves a Japanese investor purchasing an asset, such as an aircraft or ship, and leasing it to an operator for a fixed period of time, typically ranging from 5 to 12 years. The lease payments cover the investor's costs, including the purchase price of the aircraft, interest payments, and fees. At the end of the lease term, the operator has the option to purchase the asset at a pre-agreed price, known as the "call option". The lenders typically lend to a special purpose vehicle (SPV) which then leases it to the operator.