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Overview

Bank of China contributes $45 million USD to $400 million USD sustainability-linked syndicated term loan to Shinhan Bank for working capital purposes (linked to Record ID#109731, ID#109734, ID#109735)

Commitments (Constant USD, 2023)$42,521,361
Commitment Year2022Country of ActivityKoreaDirect Recipient Country of IncorporationKoreaSectorBanking And Financial ServicesFlow TypeLoan

Status

Project lifecycle

Pipeline: Commitment

Pipeline: PledgePipeline: CommitmentImplementationCompletion

Timeline

Key dates

Commitment date
Sep 6, 2022
Last repayment (originally scheduled)
Sep 5, 2027

Stakeholders

Organizations involved in projects and activities supported by financial and in-kind transfers from Chinese government and state-owned entities

Ultimate beneficial owners

At least 25% host country ownership

Funding agencies

State-owned Commercial Banks

  • Bank of China (BOC)

Cofinancing agencies

Private Sector

  • Chang Hwa Commercial Bank Limited
  • First Commercial Bank Limited
  • Mega International Commercial Bank Co., Ltd. (formerly International Commercial Bank of China)
  • Metropolitan Bank & Trust Company (Metrobank)
  • Mizuho Bank, Ltd.
  • Public Bank Berhad
  • The Shanghai Commercial & Savings Bank, Ltd. (SCSB)
  • Yuanta Commercial Bank (Yuanta Bank)

State-owned Banks

  • Banco Nacional Ultramarino S.A. (BNU)
  • Bank of Kaohsiung (BOK)
  • Bank of Taiwan
  • Export-Import Bank of the Republic of China, Taipei
  • Land Bank of Taiwan Co., Ltd. (LBOT)
  • State Bank of India (SBI)
  • Taiwan Cooperative Bank

State-owned Commercial Banks

  • Agricultural Bank of China (ABC)
  • China Bank of Communications (BoCom or BoComm)
  • Industrial and Commercial Bank of China (ICBC)

Receiving agencies

Private Sector

  • Shinhan Bank Co., Ltd.

Loan description

December 2022 syndicated loan to Shinhan Bank in South Korea

Interest rate (t₀)3.91112%Interest typeVariable Interest RateLoan tenor3-month rateMaturity5 years

Narrative

Full Description

Project narrative

On or around September 9, 2022, a syndicate of 19 lenders — including Agricultural Bank of China (ABC), Bank of China (BOC), Bank of Communications, and the Industrial and Commercial Bank of China (Asia Branch) — entered into a $400 million USD sustainability-linked syndicated term loan facility agreement with Shinhan Bank for working capital purposes. The loan carried a maturity period of five years and an interest rate of 89 basis points (bps) over a three-month SOFR rate. If Shinhan Financial Group — Shinhan Bank’s parent organization — improves or regresses on environmental, social, and governance (ESG) targets, pricing will decrease or increase by 5 bps. The facility was oversubscribed from a $300 million USD target to $400 million USD during syndication. Record ID#109731 captures ABC’s $45 million USD contribution to the loan syndicate. Record ID#109733 captures BOC’s $45 million USD contribution. Record ID#109734 BoComm’s $28 million USD portion. Record ID#109735 captures ICBC (Asia)’s $28 million USD contribution. ABC, BOC, BoComm, and ICBC (Asia) all acted as mandated lead arrangers. In addition to these banks, the following lenders played the following roles and contributed these amounts to the syndicate: Mizuho Bank (sole mandated lead arranger and bookrunner, $10 million USD); Land Bank of Taiwan (mandated lead arranger, $28 million USD); State Bank of India (mandated lead arranger, $28 million USD); Bank of Taiwan (lead arranger, $17 million USD); Chang Hwa Commercial Bank (lead arranger, $17 million USD); Export-Import Bank of the Republic of China (lead arranger, $17 million USD); Mega International Commercial Bank (lead arranger, $17 million USD); Metropolitan Bank & Trust Company (lead arranger, $17 million USD); Public Bank (Hong Kong Branch) (lead arranger, $17 million USD); Shanghai Commercial & Savings Bank (lead arranger, $17 million USD); Taiwan Cooperative Bank (lead arranger, $17 million USD); Yuanta Commercial Bank (lead arranger, $17 million USD); Banco Nacional Ultramarino (arranger, $13 million USD); First Commercial Bank (arranger, $13 million USD); and Bank of Kaohsiung (arranger, $9 million USD). The proceeds of the sustainability-linked loan (SLL) will be used for working capital purposes. Sustainalytics will provide independent verification of the SLL ESG score.