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Overview

Bank of China contributes to a €200 million EUR syndicated loan to Woori Bank for working capital, general corporate, and refinancing purposes

Commitments (Constant USD, 2023)$30,661,077
Commitment Year2010Country of ActivityKoreaDirect Recipient Country of IncorporationKoreaOverseas JurisdictionKoreaSectorBanking And Financial ServicesFlow TypeLoan

Status

Project lifecycle

Pipeline: Commitment

Pipeline: PledgePipeline: CommitmentImplementationCompletion

Timeline

Key dates

Commitment date
Oct 25, 2010

Stakeholders

Organizations involved in projects and activities supported by financial and in-kind transfers from Chinese government and state-owned entities

Ultimate beneficial owners

At least 25% host country ownership

Funding agencies

State-owned Commercial Banks

  • Bank of China (BOC)

Cofinancing agencies

Private Sector

  • Bank SinoPac
  • BNP Paribas S.A.
  • Commerzbank Aktiengesellschaft (Commerzbank AG)
  • CTBC Bank (formerly Chinatrust Commercial Bank)
  • Hua Nan Commercial Bank, Ltd. (HNCB)
  • Mega International Commercial Bank Co., Ltd. (formerly International Commercial Bank of China)
  • Natixis
  • Oberbank AG
  • Raiffeisenlandesbank Niederösterreich-Wien AG (RLB NÖ-Wien) (Raiffeisen State Bank of Lower Austria-Vienna)
  • Taipei Fubon Commercial Bank Co., Ltd. (Taipei Fubon Bank)
  • Taiwan Business Bank (TBB)
  • The Shanghai Commercial & Savings Bank, Ltd. (SCSB)
  • UniCredit S.p.A. (formerly UniCredito Italiano S.p.A.)
  • Yuanta Commercial Bank (Yuanta Bank)

State-owned Banks

  • Landesbank Baden-Württemberg (LBBW)

Receiving agencies

State-owned Banks

  • Woori Bank Co., Ltd.

Loan description

Bank of China contributes to an EUR €200 million syndicated loan to Woori Bank in South Korea for working capital, general corporate, and refinancing purposes in 2010

Interest rate (t₀)1.978%Interest typeVariable Interest RateMaturity1.5 years

Narrative

Full Description

Project narrative

On October 25, 2010, a syndicate of 16 banks — including the Seoul Branch of the Bank of China (BOC) — signed a €200 million EUR ($277.5 million USD) syndicated loan agreement with Woori Bank Co., Ltd. — a South Korean multinational bank headquartered in Seoul wholly-owned by South Korea-based Woori Finance Holdings Co., Ltd., a financial services company based in Seoul and listed on the Korea Exchange, then majority-owned by South Korean state-owned deposit corporation Korea Deposit Insurance Corporation (KDIC) (57% stake) — for working capital, general corporate, and refinancing purposess. This loan was divided into two tranches: a €149 million EUR term loan with a maturity period of one year and an interest rate of EURIBOR plus a margin of 60 basis points (bps) and a €51 million EUR revolving credit facility (RCF) with a maturity period of two years and an interest rate of EURIBOR plus a margin of 85 bps. The proceeds were to be used by the borrower for working capital and general corporate purposes, and reportedly to repay maturing debt. The Seoul Branch of BOC committed €18 million EUR to the loan syndicate. In addition to the Seoul Branch of BOC, the following lenders contributed the respective amounts to the loan syndicate: BNP Paribas S.A. (€30 million EUR), the Singapore Branch of Landesbank Baden-Württemberg (LBBW) Landesbank Baden-Wurttemberg (Singapore) (€30 million EUR), Chinatrust Commercial Bank (€20 million EUR), Commerzbank AG (€25 million EUR), Natixis (€15 million EUR), Taipei Fubon Commercial Bank (€12 million EUR), UniCredit Group (€10 million EUR), Bank Sinopac (€5 million EUR), the Offshore Banking Branch of Hua Nan Commercial Bank, Ltd. (HNCB) (€5 million EUR), the Offshore Banking Branch of Mega International Commercial Bank Co., Ltd. (€5 million EUR), Oberbank AG (€5 million EUR), the Offshore Banking Branch of Raiffeisenlandesbank Niederösterreich-Wien (RLB NÖ-Wien) (€5 million EUR), the Offshore Banking Branch of Taiwan Business Bank (TBB) (€5 million EUR), the Offshore Banking Branch of The Shanghai Commercial & Savings Bank, Ltd. (SCSB) (€5 million EUR), and Yuanta Commercial Bank (Yuanta Bank) (€5 million EUR). BNP Paribas, the Singapore Branch of LBBW, Chinatrust Commercial Bank, Commerzbank and Natixis served as mandated lead arrangers and bookrunners. The Seoul Branch of BOC joined in syndication as a mandated lead arranger. Taipei Fubon Commercial and UniCredit joined in syndication as lead arrangers. Bank Sinopac, HNCB, Mega International Commercial, Oberbank, RZB, TBB, SCSB, and Yuanta joined in syndication as arrangers. The facility launched at €135 million EUR before increasing to €200 million EUR.

Staff comments

1. AidData has assumed that each lender contributed to each tranche. The individual contribution of the 15 lenders to this €170 million EUR loan are unknown. For the time being, to estimate the contributions of BOC, AidData has assumed each lender contributed an equal amount (€11,333,333.3333 EUR) to the syndicated facility. 2. It is unclear whether BOC contributed to each tranche. Therefore, to code the margin on the reference rate and the maturity periods, AidData has taken the average of the interest margins {[(0.60% + 0.85%) / 2] = 0.725%} and the average of the maturity periods {[(1 + 2) / 2] = 1.5 years} to code as the margin of the reference rate and maturity period, respectively.