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Overview

CDB provides $1 billion loan to strengthen the country’s foreign reserves and preserve macroeconomic stability (Linked to Record ID#89462 and #102315)

Commitments (Constant USD, 2023)$1,090,721,573
Commitment Year2016Country of ActivityEgyptDirect Recipient Country of IncorporationEgyptSectorGeneral Budget SupportFlow TypeLoan

Status

Project lifecycle

Implementation

Pipeline: PledgePipeline: CommitmentImplementationCompletion

Timeline

Key dates

Commitment date
Jan 23, 2016
Start (actual)
Jan 23, 2016
First repayment
Jan 22, 2019
Last repayment
Jan 20, 2027

Stakeholders

Organizations involved in projects and activities supported by financial and in-kind transfers from Chinese government and state-owned entities

Ultimate beneficial owners

At least 25% host country ownership

Funding agencies

State-owned Policy Banks

  • China Development Bank (CDB)

Receiving agencies

Government Agencies

  • Central Bank of Egypt

Loan desecription

CDB provides $1 billion loan to strengthen the country’s foreign reserves and preserve macroeconomic stability

Grace period3 yearsGrant element24.3427%Interest rate (t₀)4.7352%Interest typeFixed Interest RateMaturity11 years

Narrative

Full Description

Project narrative

On January 23, 2016, the President of China, Xi Jinping, and the Egyptian President, Abdel Fattah El-Sisi, signed a liquidity support facility (LSF) agreement wherein China Development Bank agreed to provide a $1 billion loan to the Central Bank of Egypt. The loan, captured via Record ID#52881, was reportedly provided on the following terms: an 11-year maturity, a 3-year grace period, and an interest rate of 4.7352%. The purpose of the loan was to help the Central Bank of Egypt shore up the country’s foreign exchange reserves in the face of pressure on the Egyptian pound. According to CDB, its Qingdao Branch and the CDB Cairo Representative Office organized a $900 million disbursement shortly after the LSF agreement was signed. Reporting from the Central Bank of Egypt suggests that CDB subsequently ‘upsized’ the face value of the liquidity support facility agreement from $1 billion to $2 billion. However, the precise timing of this increase in the face value of the loan is unknown. The Central Bank of Egypt reports that the amount outstanding under the LSF was $1.8 billion as of September 2019, $1.5 billion as of September 2020, $1.6 billion as of December 2020, $1.3 billion as of March 2021, $1.3 billion as of June 2021, $1.1 billion as of September 2021, $1.1 billion as of December 2021, $842.9 million as of March 2022, $817.8 million as of June 2022, $560.5 million as of September 2022, $567.2 million as of December 2022. On October 18, 2023, during the Third Belt and Road Forum for International Cooperation in Beijing, China Development Bank (CDB) and the Central Bank of Egypt signed an RMB 7 billion liquidity support facility (LSF) agreement. The borrowing terms of the loan include a 5-year maturity, a 2-year maturity, and a 3.7% interest rate.The proceeds of the loan were to be used by the borrower to increase RMB liquidity and shore up the country’s foreign exchange reserves. This new liquidity support facility effectively refinanced and replaced the previous LSF. The new loan fully disbursed on October 30, 2023. The Central Bank of Egypt reports that the amount outstanding under the LSF was $1.1 billion in December 2023, and $963 million in June 2024.

Staff comments

1. According to the Chinese Government, the Qingdao Branch of CDB provided an RMB 7 billion (approximately $1 billion) loan to the Central Bank of Egypt in 2018. For the time being, AidData has coded the commitment year for the $1 billion LSF upsizing as 2018. 2. The Chinese project title is 央行10亿美元授信项目. 3. The loan's interest rate (4.7352%) is drawn from the World Bank's Debtor Reporting System (see https://www.dropbox.com/s/ab8qt4n6jijcbhd/IDS_Average%20interest%20on%20new%20external%20debt%20commitments.xlsx?dl=0). 4. The amounts outstanding under the LSF that are reported by the borrower likely include the additional RMB 8 billion CDB loan (埃及央行70亿人民币授信项目) in 2018. 5. The new LSF committed in October 2023 effectively refinanced and replaced the 2016 facility. Therefore, the $560 million balance in 2022 was assumed to be repaid in 2023 and replenished by the new facility.