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Overview

Bank of China contributes to a $900 million USD syndicated loan for First Gulf Bank for general business development

Commitments (Constant USD, 2023)$69,674,004
Commitment Year2012Country of ActivityUnited Arab EmiratesDirect Recipient Country of IncorporationUnited Arab EmiratesSectorBanking And Financial ServicesFlow TypeLoan

Status

Project lifecycle

Pipeline: Commitment

Pipeline: PledgePipeline: CommitmentImplementationCompletion

Timeline

Key dates

Commitment date
Nov 13, 2012
Last repayment (originally scheduled)
Nov 13, 2015

Stakeholders

Organizations involved in projects and activities supported by financial and in-kind transfers from Chinese government and state-owned entities

Ultimate beneficial owners

At least 25% host country ownership

Funding agencies

State-owned Commercial Banks

  • Bank of China (BOC)

Cofinancing agencies

Private Sector

  • Al Khalij Commercial Bank P.Q.S.C.
  • Arab Bank
  • BofA Securities, Inc. (Formerly Bank of America Merrill Lynch (BAML))
  • Citibank, N.A.
  • Commerzbank Aktiengesellschaft (Commerzbank AG)
  • Deutsche Bank AG
  • HSBC Bank PLC
  • Mizuho Bank, Ltd.
  • MUFG Bank, Ltd. (Formerly Bank of Tokyo-Mitsubishi UFJ, Ltd. (BTMU))
  • Standard Chartered Bank PLC

State-owned Banks

  • National Bank of Abu Dhabi PJSC (NBA)
  • Samba Financial Group
  • Union National Bank (UNB)

Receiving agencies

State-owned Banks

  • First Gulf Bank (FGB)

Loan description

Bank of China contributes to a USD $900 million syndicated loan for First Gulf Bank for general business development in the UAE in 2012

Interest rate (t₀)1.824%Interest typeVariable Interest RateMaturity3 years

Narrative

Full Description

Project narrative

On November 13, 2012, a syndicate of 14 banks — including the Bank of China (BOC) — signed a $900 million USD three-year senior unsecured term loan facility with First Gulf Bank (FGB). The senior unsecured facility, with interest priced at 130 basis points over LIBOR. The loan was increased from an originally proposed $800 million USD amount due to demand from banks wanting to join the deal. The purpose of the loan was to support FGB's growth in local and international markets, as well as to diversity the sources of FGB's funding. In addition to BOC, the following lenders contributed to this loan: Bank of Tokyo-Mitsubishi UFJ, Limited (BTMU), Citi, Commerzbank, Deutsche Bank, HSBC, Mizuho, National Bank of Abu Dhabi (NBA), Standard Chartered, Bank of America Merrill Lynch (BAML), Samba Financial Group, Union National Bank (UNB), Al Khalij Commercial Bank, and Arab Bank. In September 2012, FGB mandated BTMU, Citi, Commerzbank, Deutsche Bank, HSBC, Mizuho, NBA, and Standard Chartered to arrange the loan as mandated lead arrangers and bookrunners.

Staff comments

1. The individual contribution of the 14 lenders to this $900 million USD syndicated loan is unknown. For the time being, AidData has estimated the contribution of BOC by assuming that each lender contributed an equal amount ($64,285,714.28 USD) to the syndicated loan. 2. AidData has calculated the interest rate (1.828%) by taking the average 6-month LIBOR rate in November 2012 (0.528%) and adding a 1.3% margin. 3. First Gulf Bank is majority-owned by the ruling family of the Emirate of Abu Dhabi.