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Overview

ICBC contributes USD 26 million to USD 500 million syndicated loan for Techcombank for general corporate purposes (Linked to Record ID#98247 and #98248)

Commitments (Constant USD, 2023)$26,825,079
Commitment Year2020Country of ActivityViet NamDirect Recipient Country of IncorporationViet NamSectorBanking And Financial ServicesFlow TypeLoan

Status

Project lifecycle

Pipeline: Commitment

Pipeline: PledgePipeline: CommitmentImplementationCompletion

Timeline

Key dates

Commitment date
Apr 1, 2020
Last repayment
Apr 1, 2023

Stakeholders

Organizations involved in projects and activities supported by financial and in-kind transfers from Chinese government and state-owned entities

Ultimate beneficial owners

At least 25% host country ownership

Funding agencies

State-owned Commercial Banks

  • Industrial and Commercial Bank of China (ICBC)

Cofinancing agencies

Private Sector

  • Australia and New Zealand Banking Group (ANZ)
  • Bank of Panhsin (BOP) (formerly Panchiao Credit Cooperatives (PCC))
  • Bank SinoPac
  • Chang Hwa Commercial Bank Limited
  • CTBC Bank (formerly Chinatrust Commercial Bank)
  • E.SUN Commercial Bank, Ltd.
  • Hua Nan Commercial Bank, Ltd. (HNCB)
  • KGI Bank
  • Mega International Commercial Bank Co., Ltd. (formerly International Commercial Bank of China)
  • Sunny Bank
  • Taichung Commercial Bank
  • Taishin International Bank (Taishin Bank)
  • Taiwan Shin Kong Commercial Bank
  • The Shanghai Commercial & Savings Bank, Ltd. (SCSB)
  • United Overseas Bank Limited (UOB)
  • Yuanta Commercial Bank (Yuanta Bank)

State-owned Banks

  • Bank of Taiwan
  • Export-Import Bank of the Republic of China, Taipei
  • First Abu Dhabi Bank PJSC (FAB)
  • State Bank of India (SBI)
  • Taiwan Cooperative Bank

State-owned Commercial Banks

  • China Bank of Communications (BoCom or BoComm)
  • China Construction Bank Corporation (CCB)

Receiving agencies

Private Sector

  • Vietnam Technological and Commercial Joint Stock Bank (Techcombank)

Loan desecription

ICBC, CCB and BoCom contribution to USD 500 million syndicated loan for Techcombank

Grant element9.3581%Interest rate (t₀)2.69525%Interest typeVariable Interest RateMaturity3 years

Narrative

Full Description

Project narrative

In April 2020, Vietnam Technological and Commercial Joint Stock Bank (Techcombank) entered into a USD 500 million syndicated loan facility with twenty-five lenders. This loan carried the following borrowing terms: a three-year maturity and an interest rate of LIBOR plus a 1.5% margin. The loan was to be used for general corporate purposes. United Overseas Bank contributed USD 50 million and First Abu Dhabi Bank provided USD 35 million. ANZ, CTBC Bank, Taishin International Bank, Bank SinoPac, Bank of Communications, Chang Hwa Commercial Bank, China Construction Bank, and Taiwan Shin Kong Commercial Bank each contributed USD 20 million. State Bank of India provided USD 48 million and the Industrial and Commercial Bank of China (ICBC) contributed USD 26 million. Hua Nan Commercial Bank provided a total of USD 28 million with USD 20 million through its offshore banking unit and the remaining USD 8 million through its Singapore Branch. Bank of Taiwan, E. Sun Commercial Bank, KGI Bank, Taichung Bank, and Sunny Bank each contributed USD 15 million. Finally, Bank of Panhsin, Export-Import Bank of the Republic of China, Shanghai Commercial and Savings Bank, Taiwan Cooperative Bank, and Yuanta Bank each provided USD 10 million to the syndicate. The contribution of ICBC is captured in Record ID#98246, Bank of Communications is captured in Record ID#98248, and China Construction Bank is captured in Record ID#98247

Staff comments

1. AidData has estimated the interest rate by adding 1.5% to the average six-month LIBOR in April 2020 (1.068%).